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  • 3010 Woodman Dr Dayton, OH 45420 USA
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T & C

Loan Terms

Terms & Conditions

  • Lending Programs:

    All type of loans.

  • Loan Size:

    $350k – $150M +

  • Interest Rate:

    8%

  • Term:

    Short & Long-Term program tailored to fit different loan scenario (6 months – 20 years)

  • Repayment Type:

    Principal & Interest. Interest only

  • Loan-to-Value/Loan-to-Cost:

    Up to 80% of Stabilized Value

  • Origination/Exit Fee:

    1-4%

  • Security:

    First Mortgage Lien or Deed of Trust.

  • Recourse:

    Recourse and Non-Recourse are available.

  • Collateral:

    Collateral and Non-Collateral. All Commercial RE Property Types, including Specialty Uses and Land.

  • Down Payment:

    Borrowers are subjected to make a down payment at closing (refundable).

Checklist

Loan approval is subject to verification of all information you provide and satisfaction of various conditions including, but not limited to the following:

  • Scanned copy of any Government Issued Identification (front & back).
  • Scanned copy of a recent utility bill carrying your residential address.
  • Fully executed purchase agreement (if applicable).
  • Property appraisal (If applicable).
  • Past 24 months of residence with complete address.
  • Length of Time at each residence.
  • Name and address of landlord (if renting).
  • Employment History (if applicable).
  • Employer’s names and address for last 2 years.
  • Current Pay Stub.
  • Dates of Employment.
  • Two Years of W-2s (most recent)
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About Us

Heights Finance Corporation is a private lender focused on investment purpose loans for the acquisition and development of residential, commercial, and land projects.

Programs